Government schemes are programmes run by the central government to improve welfare, jobs, health and financial inclusion. Their launch years, ministries and aims are a high-scoring and easy area to revise for general studies and current affairs sections.
Financial Inclusion Schemes
- Pradhan Mantri Jan Dhan Yojana (PMJDY) - 2014; provides bank accounts to all.
- Atal Pension Yojana - 2015; pension for the unorganised sector.
- PM Mudra Yojana - 2015; loans for small businesses.
- PM Jeevan Jyoti and Suraksha Bima - 2015; low-cost insurance schemes.
Health and Housing Schemes
- Ayushman Bharat (PM-JAY) - 2018; health cover of up to 5 lakh per family per year.
- Pradhan Mantri Awas Yojana (PMAY) - 2015; housing for all.
- Mission Indradhanush - 2014; full immunisation of children.
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Employment and Welfare
- MGNREGA - 2005; guarantees 100 days of rural wage work.
- PM-Kisan - 2019; gives 6,000 rupees a year to farmers.
- Ujjwala Yojana - 2016; free LPG connections to poor women.
- Swachh Bharat Mission - 2014; cleanliness and toilets.
Skill and Education
- Skill India Mission / PMKVY - 2015; skill training for youth.
- Beti Bachao Beti Padhao - 2015; to save and educate the girl child.
- Digital India - 2015; to make India a digital society.
Quick Revision Points
- PMJDY (2014) = bank accounts for all.
- Ayushman Bharat (2018) = 5 lakh health cover.
- MGNREGA (2005) = 100 days of work.
- PM-Kisan (2019) = 6,000 rupees per year to farmers.
- Ujjwala (2016) = free LPG to poor women.
- Beti Bachao Beti Padhao (2015) = girl child welfare.
- Swachh Bharat (2014) = cleanliness mission.