The Union Budget Explained

The Union Budget Explained

The Union Budget is the annual financial statement of the Government of India. It lists the government's expected income (receipts) and spending (expenditure) for a financial year. Its constitutional basis, parts and key terms are very common in competitive exams.

Constitutional Basis

  • The Budget is mentioned in the Constitution as the Annual Financial Statement under Article 112.
  • It is presented in the Lok Sabha, usually on 1 February every year.
  • The financial year in India runs from 1 April to 31 March.
  • The Railway Budget was merged with the Union Budget in 2017.

Two Main Parts

  • Revenue Budget - covers revenue receipts (taxes, interest) and revenue expenditure (salaries, subsidies).
  • Capital Budget - covers capital receipts (loans, disinvestment) and capital expenditure (assets, infrastructure).
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Important Budget Terms

  • Fiscal deficit - total expenditure minus total receipts excluding borrowings.
  • Revenue deficit - revenue expenditure minus revenue receipts.
  • Primary deficit - fiscal deficit minus interest payments.
  • Finance Bill - contains the government's tax proposals.
  • Appropriation Bill - allows the government to draw money from the Consolidated Fund.

Budget Process

  • The Budget is prepared by the Department of Economic Affairs, Ministry of Finance.
  • It must be passed by Parliament before the start of the financial year.
  • Vote on Account allows the government to meet expenses until the full Budget is passed.

Quick Revision Points

  • Budget = Annual Financial Statement, Article 112.
  • Presented in Lok Sabha on 1 February.
  • Financial year: 1 April to 31 March.
  • Two parts: Revenue Budget and Capital Budget.
  • Fiscal deficit = total expenditure - receipts excluding borrowing.
  • Finance Bill = tax proposals.
  • Railway Budget merged with Union Budget in 2017.

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